Many seniors have opened their hearts to enjoying another chance at love in their golden years. For some, they've found their second soulmate, while others are enjoying love for the first time. One thing's for certain: It's never too late to fall in love and tie the knot. Although used to a life of independence, seniors can find creative ways to navigate marriage and merge lives. The key is deciding how much to merge while building a life together. 

​There are many ways to combine your previously well-established lifestyles while still maintaining your independence. 

As a married couple, you may wish to gain an asset together by investing in property. If you already have your own home, consider renting it out. Rental income could cover the costs of your new home and give you an added sense of security. Seniors should also consider their estate plan, inheritance rights, and other legal issues before purchasing.
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Owning multiple properties does mean you can — as a couple — decide which house you'd like to make your home.  

​When you enter the second phase of your business life, you're armed with wisdom, experience, and clarity. Whether you need to generate income or not, starting a small business together is a fantastic way to keep busy and deepen the connection with your loved one. Business ideas can include anything from a tax consultation or dog walking business to concierge and gift-wrapping services.
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Accounting software is an essential tool for managing your finances. Choose accounting software that automates your invoicing and tracks your expenses so you can save time and effort that would otherwise be spent on manual record-keeping. In addition, accounting software can help you to stay organized and keep track of your income and expenses. This can be particularly helpful during tax season, when you need to provide accurate information to the IRS. 

You may have heard the old adage, "Couples who play together stay together." You have a lifetime of hobbies and well-established interests. Find something new that you're both interested in doing — it'll inject a sense of fun into your marriage. Whether it's joining a hiking club, book club, or cooking club, there's no shortage of options available. Finding a fun common ground is key to the longevity of a marriage. 

​The older you get, the more complex your financial history may become. When entering your marriage, be transparent about your debt, assets, and financial situation. If you support family members, let your partner know. You may want to merge household and travel accounts but keep your own separate savings accounts. Alternatively, some senior couples merge all accounts and debt, which is another option. It's important to keep the lines of communication open and discuss how you'll manage your daily money. 

​Creating a new life of coupledom can take some adjusting, but sharing the load is worth the effort. It's quite possible to maintain independence while simultaneously sharing everything. 

​Working remotely offers many benefits, giving you flexibility in terms of when and where you work. If you've lost your remote job recently, you might be worried that you'll never enjoy this kind of freedom again. Don't despair. There are many remote jobs available out there. This resource guide provides the tips and tools you need to find your next role.

Prepare your profile to increase the odds of a positive job search.

•  Update your LinkedIn profile to boost your brand and show that you're job hunting.
• Revamp your resume to make it fitting for remote job applications.
• Write tailor-made cover letters for the positions that you want to apply to.

Here are some resources to help you find your next remote job.

•  ​Check out online job platforms that are dedicated specifically to remote gigs.
• Consider freelancing to fill the gaps until you get a full-time remote gig. There are also online platforms that focus specifically on temporary and gig remote work.
• Try niche-specific platforms. For example, there are platforms just for tech jobs.

If you don't find a remote job you love, follow these steps to start your own company.

•  Write a business plan to sketch out the details of your company.
• Register in Texas, creating a formal legal entity for your company that protects your personal liability.
• Get inspiration from other people who are carving out a remote career or starting their own business

 Once you land your new gig, set yourself up for success with the right technology.

•  Research video conferencing technology you can use for remote meetings.
• Look into other technologies you can implement for remote work, like project management tools and cloud computing platforms.
• Create an ergonomic workspace to make remote work more comfortable.

Losing your job can be difficult emotionally. However, don't let this setback get you down. Rest assured that there are many remote roles available these days. Use the resources above to help find the one that's right for you.

​In life, people can usually be classified into two categories. On the one hand, you have the very determined ones who have clear goals in their mind. On the other hand, some are less certain about what they want. But just because you fall into the second category, it doesn’t mean you can’t change that. Setting goals in life can help you achieve happiness and fulfillment. So, you’ve got nothing to lose. Just try it. Here are our six tips for setting goals when you don’t know what you want.

You might not know what you want exactly, but you can start with the general things. To do this, you should identify the areas you want to focus on. Here’s a list of the most common aspects of life that people wish to develop:

• School and career are two essential areas that people want to thrive in. If this is one of your fundamental interests, you have to determine what you want to achieve, how you could achieve it, and what skills you would need to acquire.
• Romantic relationships are unavoidably something people desire. And this is perfectly normal since human beings don’t like to be alone. However, not every relationship will be right for you. So, try to identify what you would like to find in a partner and what you would like to avoid.
• Family is another important area of life for many people. So, if you want to be a parent, there are some things you have to consider. For example, you should determine if you wish to give birth, adopt or use a surrogate. You should think about what type of parent you would like to be. And also, what kind of life you would want to offer your kid.
• Finances are important in life, even though they shouldn’t dominate it. As they say, money can’t buy happiness, but it doesn’t hurt to have it. So, it would be best if you thought about how much you would have to work to have the things you want. Then, you should assess your options. And find ways to earn that money.
• Health and wellness are essential because you can’t meet your life goals if you’re not in good health. Therefore, it’s crucial to think about ways to stay healthy or improve your health.
• Your attitude and perception of life are aspects that can hold you back. So, it’s good to self-analyze and determine what you would like to change. While you can’t change who you are, you can improve your attitude and perception. And you should also identify what brings you joy in life and how you could get more of it.

This is an excellent tip for setting goals when you don’t know what you want. The first mention of the SMART goals dates back to 1981, and it has been used ever since. While it can mean different things to different people, the main idea is that goals should be:
 

• Specific – you should determine exactly what you want to achieve.
• Measurable – you should decide how much of something you want.
• Attainable – you shouldn’t set goals that are impossible to achieve.
• Relevant – you should set goals pertinent to your life, not what other people want for you.
• Time-bound – you should select a realistic deadline for your goals.

Set a timeframe once you’ve identified your focus areas and what you wish to achieve. Most things in life can’t be achieved overnight. Therefore, you have to learn to be patient and not give up. But setting a timeframe can motivate you. Now, depending on what you want, there are three types of timeframes for your goals:

1. Lifetime goals can take anywhere from 10 years to a lifetime to achieve. They are primarily about your evolution and what you wish to accomplish in life.
2. Long-term goals refer to what you would like to accomplish in 5 to 10 years. This might seem like a long time, but time flies by and there’s a lot that can change in the meantime.
3. Short-term goals can be met in a few months or a year. Therefore, they should be smaller and achievable.

It’s one thing to think about what you want to achieve and another to put it on paper. Once you write down your goals, you’ll have a clear picture of what you want and the available timeframe. You can make a goal board in your home or place post-it notes around the house. The idea is to see them every day and remind yourself where you’re headed. This can be highly motivating.

It's not enough to identify what you want. Setting goals should also involve making a plan on how to achieve them. You can't expect things to happen without lifting a finger. For example, if your focus area is your career, you should make a plan on how to get your dream job. Find ways to constantly develop your skills, such as training courses or various projects.
However, if you're not content with your current career path, you can always venture out. You won't be the first or the last person to decide that moving cross country for a career is a good idea. If you can find opportunities elsewhere, it's completely understandable that you will want to try them out. Don't get discouraged if you find your dream job on the other side of the country. You just need a well-defined action plan. 

Once you've made a plan, you should stick to it. Of course, this is easier said than done. Nobody is perfect, and you will make mistakes along the way. But it would help if you weren't too hard on yourself. Plus, sometimes, things happen that are beyond your control. So, don't give up if you don't manage to meet a goal in the timeframe you've set. Yes, it isn't enjoyable, but it's not the end of the world. Just give it another try.

​Sometimes it's hard to identify what you want in life. And even when you do, it might not be easy to obtain it. However, setting goals can motivate you, which will help you achieve what you desire. So, use these tips for setting goals when you don't know what you want. They will help you narrow down what's important for you and how you can attain it.

​If you are looking for a career that can truly impact people’s lives, becoming an independent insurance agent may be for you. But, there are a few steps you should take before launching a new endeavor, whether you plan to own and operate your own agency or want to work for one of the big guys. Real Life With Heather explains a few things you should keep in the back of your mind as you make your decision.

​If you’ve never worked in insurance before, it makes sense to try your hand as a commissioned agent before starting your own business. Even if you don’t have experience in the industry, your resume can help you land a job. Crafting a quality resume is especially important if you are starting your career, such as if you’ve just graduated from college. Give yourself a head start by using a free resume builder to craft a great looking resume. But don’t overshare!
 
As Monster explains, there are many things that you should not include on your resume. A resume writer will avoid redundant and unnecessary bits of information so that only the most impressive and relevant aspects of your professional career stand out.

​No matter where you live, you must pass an exam to become an insurance agent. According to America’s Professor, you might also be required to take an approved course before being allowed to take the exam. Your pre-licensing courses depend on the type of insurance you wish to sell but may include everything from a general overview to ethics considerations.

​Once you get a feel for the industry, you might want to start your own business as an independent agent. If you need to build your business skills beforehand, earning an MBA can boost your expertise in decision making, leadership, and communication. Online degrees allow you to learn on your own time so you can continue concentrating on establishing your business.
 
When you’re ready to get started, choose a name for your organization. To establish an LLC—a step that has many tax benefits—you will need a unique business name. You should also appoint a statutory agent to handle legal documents and notification of time-sensitive events on your behalf. Search online for the steps to starting an LLC so that you can quickly and easily complete this task.
 
Of course, owning a business comes with its fair share of responsibilities, so know your limitations and be prepared to outsource certain tasks that free up your time. This is essential as you get settled into your new career. For example, hiring a bookkeeper or accounting service ensures your ledgers are up to date, and that your taxes are handled by a pro. You may also need to connect with a temp agency or an attorney.
 
Marketing yourself will also be necessary, but you can handle some of this DIY when you first start out. You can accomplish this through cost-effective measures like designing your own logo, building your website, and tapping into social media platforms for your digital marketing efforts. Sites like Squarespace or Wix will allow you to build an elegant website all on your own. Instagram, TikTok and FaceBook are some of the best places to begin your social media marketing, so tap into the free options, or look to their low-cost advertising packages. 

While the job outlook for an independent insurance agency is fantastic, there are many other perks to keep in mind. Insurance is an excellent industry if you want to help improve people’s lives. You can help them find a policy that matches their needs and budget. You’ll get to meet lots of new, local people each day and will stay up-to-date on the technology that drives the industry. Combined with flexible hours and unlimited commission potential, a job in insurance is great for someone with a people-oriented personality.
 
When you’re ready to make a change, consider insurance sales. Whether you want to help people protect their homes and cars or ensure they have enough life and health insurance for their family’s needs, you will make a difference. It is a high-paying and always-interesting career option in an industry that’s always in-demand. And if you choose to launch your own agency, you might just get to know the people in your community, too.
 
This article is brought to you by Real Life With Heather, where I hope to inspire people to take charge of their lives and make them as amazing as they can be. I love my life and you can love yours too. For more information, please visit my site today

​You are probably familiar with the expression: money makes the world go round. Well, we all know that money can’t buy happiness, but it’s really nice to have it. However, the last two years have been hard on all of us, financially speaking. Many people have had to deal with the financial setbacks of the pandemic, and others are still doing so. And when one's life standard drops, it becomes increasingly difficult to have a positive attitude and be happy. But, all is not lost. We need to believe that this will be only temporary and that things will get better. For that reason, this article highlights some valuable tips on how to be happy when you don’t have money. Continue reading to learn how to regain your positive mindset and overcome a financial struggle.

It’s spring, and it’s about time for seasonal depression to start going wild on us. And if you add it to a financial setback, it’s the perfect combination for disaster. However, things aren’t always as dark as they might seem. There are many things in our lives for which we should be thankful. And even if they don’t seem like much at first, just think how your life would be without them. For example, imagine how your life would be if you didn’t have the job you have. Sure, it might not be what you dreamed of, but it helps you pay your bills. And imagine how your life would be without your family and friends. In addition to being broke and depressed, you would also be lonely. Therefore, take the time to appreciate everything life has given you so far, and you will realize just how rich you are.

​Besides not buying happiness, money also doesn’t buy friendships. At least not true ones. And having good friends around you in difficult times can make you happier than any amount of money. Having someone to talk to or spend time with is priceless. The same goes with your family. Having loved ones around you can brighten your day and put a smile on your face. As a result, focus on the positive relationships in your life and nurture them. Have friends and family come over as often as you can and cherish every moment spent together. If you do so, you will have something to look forward to until you meet again.
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Also, think of fun activities that you can do together that don’t require spending money. Organize movie nights, game nights, or sleepovers. In addition, go for walks in the park together, have a picnic, ride bikes or roller skate. These are great and easy ways to be happy even when you don’t have money. In addition, it will help strengthen your bonds with your family and friends.

​Your problems are the most pressing ones because they are yours, and it’s completely understandable. However, never forget that others have their problems too. The coworker that annoys you with his constant blabbering might feel lonely and in need of someone that can listen. Or, that friend that you are talking to about your financial struggles could be having far more money troubles than you do. Therefore, maybe it’s a good idea to stop thinking about yourself for a second and pay attention to those around you. Try to be a good colleague and friend, listen to others, and be more patient and understanding. These are trying times for everyone, not just yourself, and a little compassion will get you a long way. Moreover, being able to comfort someone or put a smile on their face will make you happy even if you don’t have money.

​If you live in an expensive city or neighborhood, it might be time to think about moving. Of course, finding a better place to live can be stressful and challenging, but it might also help you save on living expenses - especially if you move to one of the most affordable West Coast cities. Several of them offer lower living costs, fantastic career chances, outstanding educational opportunities, and lots of entertainment. For example, Irvine, California, Vancouver, Washington, or Eugene, Oregon are some of the best cities to live in on the West Coast. At the same time, you can make the whole process seem like a new adventure for you and your family and make the most of it. You can get everyone involved in research and decide together what type of home would make your family happy. 

​Helping others will make you feel useful while also reminding you of the importance of modesty and giving back to the community. And you do not have to be wealthy to help others. All you need is some goodwill. As a result, get involved in your community and become a volunteer. You can serve food or wash dishes at the social canteen, spend time with the elderly from the local nursing home, or help out at the homeless shelter. Or, you can help your friends or neighbors walk their dogs, do their grocery shopping, and babysit if they need it. You can even think about paying for the next customer at the coffee shop. Small gestures like this can mean the world to some people. And most importantly, making other people happy will make you happy too, even when you don’t have money. 

If you don’t know by now, exercising can boost your mental health. It can improve the quality of your sleep, lower your stress levels, and increase your concentration and creativity. Not to mention that exercising can help you stay fit and healthy, resulting in higher self-esteem. And the best part is that you don’t need money to stay active or work out. A little determination and research will get you started, and once you have experienced the benefits, you will want to keep going.
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Start by looking up some beginner yoga moves or simple exercises on the internet, go for walks or short runs. You can even call a friend or family member to join you and make the experience even more pleasant. That way, you will stay active while also socializing and having fun. 

As you can see, you can still be happy when you don’t have money. You just need to be grateful for what you have, focus on the good parts of your life, and remember that this is just a temporary situation. Stay positive and keep your loved ones close, and you will get through any difficult moment in your life much easier.

​Do you ever feel like you have no energy left even though the evening is hours away? Do you feel exhausted and ready for bed as soon as you get home from work? And, if you're juggling work with other obligations, you might feel the fatigue even earlier in the day. So, what is that all about? Well, low energy and exhaustion are usually symptoms of your unhealthy habits and lifestyle choices. To boost your daily energy levels, you have to learn and replace some of the bad daily habits that are draining your energy. That's why, in this article, we will go over some of the most draining daily habits and what you can do to fix them.

​When you don't get enough sleep - your body feels weaker, and you only have half of your energy. This has a major impact on your productivity during the day. Moreover, if you try to catch up by working extra, you'll have less time to sleep, and the cycle will continue. To fix this, you should try getting at least eight hours of sleep every day. It might seem like it won't make a difference, but it will. You will notice a massive change after just a few days of going to bed on time. What's great about this is the fact that even if you're a super busy person, this is a self-care tip you can easily make time for every day.

​If you feel exhausted and fatigued, you probably feel like you don't have enough energy to work out. However, while skipping a workout to rest may appear to be the best option, it is not. If you skip exercise one day because you're tired, it might become a habit that leaves you feeling even more tired. That's why we suggest you continue your fitness regimen without listening to your inner voice. One of the reasons to continue pushing yourself is endorphins, or happy hormones, that are released by exercise. These endorphins can help you feel better and regain your energy. Moreover, exercising, in general, can help you boost your mental health.

​If you're juggling work and other obligations, you probably rarely have time to cook your own food. Moreover, since it's more convenient, you, just like many others, probably prefer fast food to something of substance that can take a long time to prepare. If you want to stay more alert and generally feel healthier, you need to start eating healthier. Part of that can be fixed by making your own healthy meals from time to time, but even when you're ordering delivery, you should start looking for healthier options. For more opinions and reviews on meal delivery services, you can check out consumeropinion.org or other similar sites.

​We are social animals who frequently identify ourselves based on our interpersonal ties. The efficacy and depth of these partnerships can vary. In other words, there are certain individuals with whom we simply click and others with whom we do not. Someone's lack of connection with you does not always imply that they dislike you. So, if you can't find common ground, don't take it personally. If you often worry if other people like you, just like excessive worrying in general, is another one of your bad habits that are draining your energy.

​When you make a promise to a friend, a colleague, or your employer and don't keep it, you generate additional worry, anxiety, and work for yourself in the long run, and it lowers your self-esteem. You'll have more energy and self-esteem if you do what you say you're going to do when you say you're going to do it.

​Constantly being surrounded by clutter can also drain your energy. Believe it or not, messy and untidy surroundings, whether at your office, living room, or bedroom, can make you feel weary. All of the extra things in your home tend to be distracting. The best way to deal with that is to purge your space of everything you don't need. Moreover, instead of leaving your clothes lying around or leaving dishes in the sink, you should practice cleaning up after yourself. Not only will you feel better in your surroundings, but you will also feel better knowing you don't have a mess that's waiting for you to clean it.

​Another thing that can drain your energy and make you feel both mentally and physically tired is a massive pile of unfinished to-dos. When you focus on the bigger tasks and keep on piling up smaller ones, it can also make you feel drained at the end of the day. So, to exchange this bad habit with a healthy one, you need to learn to better manage and plan your time. Make sure when you write out the to-do lists that you mention the most important ones and the moderately important ones. Try to leave out the ones that aren't that important. It will save you time and keep your energy intact.

You may think that by complaining, you're just getting rid of your negativity. That's not true. In reality, complaining is one of those daily habits that are actually draining your energy. Complaining is so much worse for you and the people around you. You're not just radiating negativity when you complain; you're also pushing others around you to work in spite of it. Nobody likes to be around someone who is always complaining about something. People don't want to hear it, so don't be a part of the issue. Instead, be a part of the solution. Use the time you would use to complain to do something to actually fix your problem.

​There are so many daily habits that are draining your energy, and we didn't even get to mention some of the others out there. By knowing what habits are making you feel tired, you can learn what practices to avoid in your everyday life. So, take what you learned here, try to keep away from negative feelings and clutter, and focus on maintaining healthy daily habits!

​Vacations are the hard-working American’s relief from the stress of deadlines, gridlocked commutes and the unrelenting pressure of meeting the boss’s expectations. It’s the one time when stress should be a non-factor as you unwind from the daily grind. Unfortunately, a surprising number of people experience stress when they’re on vacation, notes Quartz, or preparing for one. If you happen to be short on time and budget it can be difficult to plan and enjoy a trip that’ll help you take the edge off. These days, there are lots of resources that can help you tailor a vacation to your means and desires.
 
Any vacation starts with a few “big-picture” decisions, choices that determine where you’ll go, how you’ll get there, and what you’ll do when you get there. The first step in putting together a stress-free vacation is to pick a locale and transportation that make sense for you and your family. Travel agents can help you get good deals on travel and accommodations, but remember that with a little time and patience you can put together a trip that’s both memorable and cost-effective. Real Life with Heather has a few ideas on how to do just that.

​Don’t forget that a stress-free vacation is one that allows you to make the most of vacation activities. That can be hard to do if you’re spending too much of your budget on travel expenses. Consider enrolling in rewards programs that allow you to get in on deals, flight upgrades and other benefits. U.S. News & World Report points out that one popular option is to sign up for a credit card with an airline so you can rack up privileges and rewards as quickly as possible. Focus on low-cost carriers and steer clear of the frills and options that’ll dig into your vacation funds unnecessarily. Book your flight early, pack light and carry on as much gear as you can: that’s a good approach for any traveler.
 
You’ll want to keep your money and valuables safe during your travels, especially when you’re going out of the country. If you’re taking in the natural wonders and local attractions in places like Cancun, Kathmandu or Paris, your excursions can quickly become chaotic if you come across any problems like a theft or an accident that requires medical attention. To travel with added peace of mind, consider setting up an account with an inexpensive money transfer service before you leave home. Using a service like Remitly, for example, allows you to receive funds from the U.S. to Nepal for as little as $3.99 for transfers in just minutes. 
 
Also, don’t dismiss the wonders of traveling by car, van or recreational vehicle. Vacation time is a great opportunity to load up the car and take in the scenery with your family. Your AAA membership can put you in touch with lots of travel resources, such as construction upgrades and free towing if you break down. If you like being one with nature, camping is a fun and budget-friendly option. America is chock full of beautiful campsites.

Don’t underestimate the importance of securing your house and protecting your valuables while you’re gone. There are a number of options available these days, everything from smartphone apps that allow you to monitor your home in real time to home security systems that alert the police the moment someone breaks in. If putting a new bulb in the front porch light isn’t enough security for you, look into a robust and dependable source of home protection. ​

​The number of people struggling with mental health issues has been on the rise ever since the pandemic started. Lack of social interaction has caused us to develop different types of depression - the most common of psychological disorders, but unfortunately, not the only one. Issues of mental nature are rarely discussed due to a fear of being misunderstood, rejected even. Sadly, the lack of awareness towards the subject has caused the public to develop a certain stigma around it. There are a variety of mental health myths circulating out there, mental health myths you should not believe - six of which we are just about to be busted!

Mental disorders are no joke. The consequences caused by them can, quite literally, be disastrous, fatal even. The thing is, recognizing problems of psychological nature can be tough, not only for the person experiencing them but also for their loved ones. In order to be able to identify the issue, one must become aware of what constitutes a mental disorder. And the first step towards raising awareness is busting the myths that have, for so long, been confusing the public.

The exact cause of mental conditions can't always be pinpointed. Scientists do agree on the fact, though, that susceptibility to certain illnesses can be passed down from one generation to the next. In most cases, however, people develop such disorders in life rather than being born with them.
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Despite us not knowing the cause of such illnesses, recovery is something that isn't all that far-fetched. Milder psychological disorders, for instance, can be fully resolved. As far as more serious conditions are concerned, we cannot talk about the complete "cure". We can say, though, that their symptoms are, in most cases, manageable. That means that a return to a normal lifestyle is possible for a majority of people with mental health conditions. With time, their condition will improve as long as they follow through with proper treatment.

Believe it or not, exercise plays a significant role in mental health recuperation. Research has shown that regular exercise actually helps people feel good mentally and thus, promotes faster recovery. The importance of physical activity has been recognized by psychiatrists as well, many of which often turn to prescribing it to their patients.

Another one of the mental health myths you should not believe is that children cannot develop disorders. The truth is, anyone can suffer from a mental condition. The age of an individual has absolutely nothing to do with the state of their mind. Actually, reports have shown that it is more common for disorders to present themselves early on in life. Most frequently, during the pubescent period.
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Puberty, in and of itself, is a tough period for every child due to hormonal changes that occur in the body. The hormones can sometimes negatively impact the mind and lead to a variety of mental problems. Unfortunately, these do tend to go unnoticed for quite some time.

​An outright lie! They are much more common than one might think! Before the pandemic, it has been estimated that 1 in 4 people suffered from a mental disorder of some kind. COVID-19 has managed to further exacerbate the problem.

​Actually, the complete opposite is true. Somebody who has a mental illness is not weak but incredibly strong. Strong because they are trying their best to cope, despite the burden of their condition. People that have never experienced what it means to battle a psychological issue, like depression, cannot begin to fathom how hard it is to go about your day while having something that's constantly bothering you. They cannot possibly understand how hard it is to wake up each morning feeling down, trying to hide your inner thoughts from the rest of the world. It takes an extreme amount of willpower to do all of that - something that a weak person would definitely not be able to gather.

​The media has made it appear as if it's only women that are at risk of developing eating disorders. This is, however, nothing but another one of the mental health myths you should not believe! Sure, women might be more prone to suffering from anorexia, bulimia, binge eating, and similar, due to the media's obsession with body image. But men are not spared, either! Studies show that 15% of anorexia patients are precisely males. If we are talking about overeating, the percentiles are even higher, with 25% of all cases of this disorder being associated with men.

​The power of love shouldn't be neglected! Earlier, we mentioned that exercise can aid mental health recovery. It's similar with love, or actually, with loved ones willing to help. But how can they be of assistance? Well, by being able to recognize the symptoms of psychological issues. Be wary of the following symptoms:

• a change in the behavior
• feeling blue for prolonged periods of time without apparent improvement in mood
• lethargy
• insomnia or constant sleeping
• drowning oneself in work
• withdrawing into oneself
• poor or increased appetite
• seeking comfort in alcohol, drugs, or both

As far as the mental health myths you should not believe go, hopefully, you've learned better now than to fall prey to them. With newly found knowledge about the matter, you should be able to recognize symptoms of possible disorders in your loved ones. If they happen to be going through a tough time, it's important you be there for them. Provide them support, medical assistance, and shower them with love and patience. While the road to recovery is certainly going to be long, eventually, better days will come.

​The pandemic changed life for people around the world in many ways. Women, in particular, have been disproportionately affected. Both stay-at-home moms and women in the workplace experienced a significant shift across all areas of their lives. Real Life with Heather presents some ideas to help women make money by pursuing some online jobs.

​Women typically take on more household responsibilities than men, including housework and caregiving. They carried more responsibility to help children with remote learning during shutdowns while still addressing their work and household tasks. The pandemic created a more significant need for flexible work arrangements for families with children.

Due to women's overrepresentation in in-person jobs, pandemic shutdowns forced them out of the workplace in large numbers. According to a survey, 56% of women have considered a professional change during the pandemic. After months of navigating a new life, women want to return to work but have new conditions. They are looking for jobs that have better growth prospects and greater flexibility. Fortunately, today's digital world offers opportunities to generate income online for women who are out of work or who want a career change.

If you are like many other women impacted by the pandemic, you want a job that allows you to make your schedule so you can work around your family's needs and obligations. Consider some of the possibilities for flexible ways to make money from home:
Virtual Assistant: Work remotely arranging travel, scheduling meetings and appointments, preparing reports, entering data, and organizing projects. This position requires organizational skills and a strong work ethic.

• Online Tutor: Use your knowledge to help students succeed.
• Freelancer: Utilize your skills and experience to offer services like social media marketing, website design, graphic design, video editing, writing and more.
• Content Creator: Start a blog, podcast, or YouTube channel. Choose a niche and monetize your account to earn passive income.

​Build an online shop to sell items you make, set up a consulting firm, create an interior design company, or start a home bakery operation to be your own boss. Focus on your areas of expertise to choose something you can develop into a successful business.

Once you have your idea, select the proper legal business structure for you. Forming a limited liability company offers many advantages, such as tax benefits, flexible operating agreements, limited liability protections and minimal paperwork requirements. Each state has unique regulations regarding LLC formation, so make sure you learn the requirements before you begin the process.

​After defining your business purpose, setting up your company, and taking care of the legal details, you can focus on marketing your new endeavor. Effective marketing has significant results on your bottom line. Spend time designing your brand and utilize consistent marketing and messaging so people can easily recognize your company.

Logo design is an essential aspect of building brand awareness with potential clients. It helps you make a solid first impression and separates your operation from the competition. Hire someone to design your logo or save money by using a free logo design maker. Online systems make it easy to create the perfect design for your business. You choose from various digitally-created logos after inputting your text and specifying an icon and desired style. You can further adjust the design by selecting your preferred colors and fonts.
 
Lifestyle changes stemming from the pandemic have changed how women approach their work lives and career choices. You can embark on new job opportunities that help you create balance in your life by embracing online possibilities for jobs or new startups.

Business owners and professionals can feel additional pressure at the end of the year. Some may even be struggling to enjoy the holidays. From striving to meet year-end goals to scrambling to get documents together for the end of the quarter (and beyond for the upcoming tax season), they cannot completely break away from work to enjoy the holidays.
 
If you are looking for a way to be productive during holidays, Real Life with Heather hopes these tips will help. 

​Even though you may be facing a long commute home for the holidays, you can use the downtime to your advantage and make it a point to be productive while you’re on the road. Of course, make sure you’re not the one driving. Consider using apps so that you can make alerts, gather your to-do list, or make notes. Your travel time is also a great time to clear your inbox, re-evaluate your goals, and analyze your marketing and sales progress. All it takes is a smartphone and a few productivity apps, and you’ll soon be getting your work done as you travel. When you get to your destination, you’ll be able to enjoy more time with the family.
Once you arrive, set your phone to the side as much as possible so you can be fully present when you’re with others. 

​If you won’t be at home during the holidays, consider doing some things differently to free up more of your time. There’s no need to overextend yourself when decorating your home if you won’t be spending a lot of time there. If you typically take the time to put up a real tree, go for a small artificial one this year to avoid the hassle. Hang a wreath on your door and turn on your porch light instead of taking the time to string lights on your shrubs and trees.
 
Travelers should learn to buy gifts online rather than taking the time to visit shops. When you do make online purchases, ship them to your loved one’s home so you don’t have to travel with the gifts and worry about the extra luggage fees. Once you get to your destination, you can wrap the gifts or put them in gift bags. It’s worth noting that airport security may open wrapped gifts, so don’t wrap any gifts that will be traveling with you on the plane.
 
It’s also a good idea to carefully choose which holiday events you need to attend. Prioritize parties that can provide networking opportunities, because they may help you meet some of your year-end goals.

Often, it’s difficult for business owners and busy professionals to ask for help with their work. The truth is, you will be able to accomplish more if you know your limitations and recognize when it is time to ask for some assistance. You should keep the work that requires your expertise and delegate that which does not. For example, your assistant or secretary could order the cards or gifts for your clients to ease some of the holiday burdens on you.

​Working from home is common practice nowadays. And if your business hasn’t moved in this direction yet, ask if the option of working from home is available. The time your daily commute takes away from getting something done is a viable reason to request time to work from home. This way, you can spend more time on what’s important, and less time on what’s not. Plus, there are fewer distractions at home, allowing you to focus on your work in a more efficient manner. If you do make the switch to working from home, it’s important to set up your space to ensure it’s a happy and healthy area where you can be productive. To enhance your workspace, add some plants and artwork, open the shades for more natural light and make a point to avoid clutter. 

Finally, take some time to look ahead to the new year, and think about new goals you want to meet. For example, if you mean to return to school for a career or business boost, take steps toward enrollment before the end of the year. Put it on your to-do list to explore degree programs that are flexible and offer competitive tuition. Or perhaps you’re starting to realize how overly reliant you are on your phone. If you have trouble putting down your smartphone, the new year presents the perfect time to look at adjusting your digital habits. This type of detox can help people amplify their productivity as well as reduce screen time and that feeling of being tied to a phone.
 
With these tips in place, you’re bound to be more productive. Just don’t forget that it’s the holidays, and your newfound boost in productivity means that you will have more time on your hands. Enjoy it with your loved ones.