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1/13/2019

Ibotta

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This month's app trial was Ibotta. I downloaded it years ago but never really used it as the location I was living in didn't have many store options (I was on a military base in the middle of nowhere). This time I took advantage of the app and earned about $10 in less than 2 weeks. That's pretty awesome in my mind so I won't be forgetting this one post weekly shop this year. 

I would equate Ibotta with couponing in that you get money back on items you purchased at the grocery or other stores. First you choose the location you shopped at then simply scroll through the offers checking off anything that you purchased. Sometimes you will need to watch a quick 10-15 second video or answer a survey question in order to add the offer to your list but most of the time the process has only taken me a couple of minutes per receipt. 

To add more cash back to your list you can scan through available options before you leave for the store in order to max out cash back by choosing brands that are available or picking up staples you may normally get another time while they have a larger coupon. For instance, I picked up a lipstick that I normally would have held off on until it was completed gone while there was a $2 coupon which stacked with a sale at the store made it cost next to nothing. I've now got a couple of them sitting there waiting for me when I need them. 

​OK, time for a quick walk through. When you open the app you will see any additional offers available and a list of your recommended retailers. I'll look through this screen every now and again but I'm pretty habitual in my spending habits so typically skip right over to the the 'Find Offers" area.

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Scroll down to the location I shopped at... in this case Kroger. And just start clicking away at things I purchased or plan on purchasing. 
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Below are two examples of purchases I made this month for examples. You'll see that sometimes there are even bonuses just for going to the grocery store and uploading the receipt. If its $0.25 a week that's still over $10 back in addition to normal coupons every year.... this year I'd be on track to earn over $200 back from Ibotta. That's a nice chunk of change and can help fund my Christmas travel plans!
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Now, payouts... you can cash out once you reach $20. Currently I'm sitting at $9.45 waiting to be paid out this time as you can see below. Cash out options are PayPal, Venmo, and a variety of gift card options. You can also get money for referrals and bonuses for everyone in your friend group hitting markers such as: 10 offers and $10 redeemed in a certain month so there is opportunity to add a few dollars on each month in addition to your normal redemptions. Further, there are in app purchase deals if you know you are going to be searching for an item such as flowers from 1800flowers.com or a Fire TV Recast, both of which are options listed this week. 
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I would definitely suggest keeping this app on your phone for a little passive income, especially if you already coupon as you can stack those coupons with cash back for even more savings. To download click over to Ibotta and download the app. If you don't mind using my referral code (nkbmjfu) I'd appreciate it... as a perk, you'll get $10 closer to your first payout!

Until next time,
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  • Home
  • About Me
  • Blog
  • Goal Setting
  • Financial Journey
    • Personal Finance YouTube
    • Budgeting with YNAB
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