Financial

I had been wanting to purchase a house for several years but with the market being really hot in Dallas is was almost impossible for a single person with a bucket full of student loans (read: me) to find. The conclusion was that I wouldn't be able to get a home of my own without a major overhaul of my financial situation. This led me down the rabbit hole of financial YouTubers, blogs, books, podcasts and more until my head was quite honestly spinning with all the conflicting information. The overarching theme was to get out of debt as well as keep a balanced budget where every dollar has a job. To help make my house dreams come true I decided that I needed to really kick my debt payoff plan into high gear... so I got a second job, started budgeting and gave it my all. I have since purchased a home (9/28/2018) but am now working towards paying off my student loans in the short term and financial independence in the long term.

Welcome to the home of my Financial Journey. If I can do it (and I will) then you can too!

My Financial Goals for 2021

Credit card debt free by the end of 2021. COMPLETE
800+ Credit Score by the end of 2021. COMPLETE
Emergency Fund of 2-3 months fully funded by the end of 2021. COMPLETE (2 MONTHS)
Begin to save for needed home updates: paint, fencing, bathroom door & baseboards. NOT STARTED
Begin to Fund Home Deductible Fund ($1,650) for 2022 ON TRACK
Pay off Student Loan #6 (of 8) ON TRACK
Investments total reach $40,000. COMPLETE