Real Life with Heather
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I had been wanting to purchase a house for several years but with the market being really hot in Dallas is was almost impossible for a single person with a bucket full of student loans (read: me) to find. The conclusion was that I wouldn't be able to get a home of my own without a major overhaul of my financial situation. This led me down the rabbit hole of financial YouTubers, blogs, books, podcasts and more until my head was quite honestly spinning with all the conflicting information. The overarching theme was to get out of debt as well as keep a balanced budget where every dollar has a job. To help make my house dreams come true I decided that I needed to really kick my debt payoff plan into high gear... so I got a second job, started budgeting and gave it my all. I have since purchased a home (9/28/2018) but am now working towards paying off my student loans in the short term and financial independence in the long term. 

Welcome to the home of my Financial Journey. If I can do it (and I will) then you can too!
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My Financial Goals for 2021

  1. Credit card debt free by the end of 2021. COMPLETE
  2. 800+ Credit Score by the end of 2021. COMPLETE
  3. Emergency Fund of 2-3 months fully funded by the end of 2021. COMPLETE (2 MONTHS)
  4. Begin to save for needed home updates: paint, fencing, bathroom door & baseboards. NOT STARTED
  5. Begin to Fund Home Deductible Fund ($1,650) for 2022 ON TRACK
  6. Pay off Student Loan #6 (of 8) ON TRACK
  7. Investments total reach $40,000. COMPLETE

Topical Pages

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Financial Journey Updates

I document my financial updates on a monthly basis on my Real Finance with Heather  YouTube channel. 

2018

July
September
August
Wrapping Up 2018

2020

January
March
May
July
September
November
February
April
June
August
October
December

2019

January
September
November
May-August
October
December

2021

January
March
May
July
February
April
June
August- Coming Soon

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  • Home
  • About Me
  • Blog
  • Goal Setting
  • Financial Journey
    • Personal Finance YouTube
    • Budgeting with YNAB
    • Side Hustles
  • Health & Wellness
    • Weight Loss & Vlog YouTube
    • Weight Loss
    • Recipes
  • Shop
  • The Pups